Notice on the Program for Students Borrowing Preferential Loans to Study at VNU-HCM for the First Semester of the 2025-2026 Academic Year (Students Who Have Already Received Approval for Loan Consideration)

To have a basis for considering continued support for students who have been approved for preferential loan with 0% interest rate by the Development Fund of VNU-HCM under the “Program for Preferential Loans for Students Studying at VNU-HCM”, the Student Affairs Office hereby notifies all students about the Preferential Loan Program for the First Semester of the 2025-2026 Academic Year of the Development Fund of VNU-HCM, details as follows:

1. Loan Conditions

• Students not in the period of disciplinary action or suspended from studies;
• The academic performance of the most recent semester must be at least 6.0/10;
• The academic performance (semester 2 or full year) of the 2024-2025 academic year must be at least 70/100;
• Students are currently studying in accordance with the training schedule of the unit.

2. Documents:

• Loan Request Form:  Download the sample here;
• Academic and Conduct Transcript for Semester 2 of the 2024-2025 academic year (The Student Affairs Office will assist in supplementing for students who meet the conditions; students do not need to submit this);

3. Loan Amount:

• Students may borrow up to the tuition fee of each semester but not exceeding  20,000,000 VND per semester  (Twenty million VND).

4. Loan Duration:

• Is the period calculated from the day the student receives the first loan to the day the loan principal and interest are fully repaid (if any);
• Students must repay the principal for the first time immediately after they have a job, have income, but not exceeding 12 months from the day the student completes their studies (including the case where they have not yet secured stable employment);
• The maximum loan duration is 08 years and is determined by the following formula:

Loan Duration = Grace Period for Repayment of Principal + Repayment Period

Wherein:

– Grace Period for Repayment of Principal = the remaining study time of the student at the training program (maximum 05 years) + 01 year (calculated from the graduation date of the student).

– Repayment Period (minimum 02 years): is the period calculated from the day the borrower must repay the principal for the first time to the day the principal and interest are fully repaid.

5. Document Submission Period: From now until the end of the day 31/10/2025 (Saturday)

6. Steps to submit the application:

• Step 1:  Fill in the information in the form below:  HERE
• Step 2:  Submit all documents as required to the Student Affairs Office, Room O1-105.

Phòng CTSV Not considered for application students in the following cases who do not follow the procedure of the two steps above and according to the time frame specified above.

**List of students who have been previously approved for loan: